At Royal Palm Insurance, these are key organizational
values. We understand the frustrations, concerns, and needs of Florida
property owners because we live here, too.
The hurricane activity of the last several years has
created many challenges for property owners and insurers in our state.
Royal Palm Insurance was founded to meet the needs of property owners
as insurance carriers reduce the amount of property business they write
in Florida.
Royal Palm is Financially Secure.
To successfully underwrite homeowners’ insurance
in Florida, a company must be financially sound and properly
reinsured to protect homeowners from multiple catastrophes
in one year. Through our surplus and reinsurance programs, Royal Palm
is strong enough to insure its policyholders against multiple major
hurricanes and other catastrophes in a single year. As an example, in
the event the state faces back-to-back hurricane seasons like those
of 2004 and 2005, Royal Palm would be able to pay all of its claims
and still withstand another hurricane.
An “A” Rating
Royal Palm Insurance has been assigned an “A (Exceptional)” Financial
Stability Rating® by Demotech, a well-known rating agency for Property/Casualty
insurance companies.
We’ll be here when you need us.
At Royal Palm, we’re proud of our outstanding claims service and have earned a 95 percent satisfaction rating with our policyholders.
Homeowners’ Coverage at Competitive Rates
Royal Palm is managed by experienced insurance professionals
who understand the insurance needs of Florida homeowners. Our
conservative reinsurance program protects you from large premium increases
in the event of hurricane or other natural disaster.
We urge you to speak
with your agent at your earliest convenience to discuss your
insurance needs in greater detail. If you do not have an agent, please
click here to find a qualified Royal Palm agent near you.
